XRP Price Prediction: Navigating the 2026 Support Test to 2040’s Horizon

#XRP

• Critical Technical Inflection Point: XRP is trading below key moving averages but near oversold Bollinger Band support, with a slightly bullish MACD divergence, setting up for a potential volatility expansion.
• Clash of Sentiment vs. Fundamentals: Short-term market fear and sell-off headlines contrast sharply with the long-term bullish fundamental of the XRP Ledger expanding into the multi-billion dollar RWA market.
• Long-Term Growth Tied to Utility: Price predictions beyond 2026 are less about technicals and increasingly dependent on the real-world adoption and success of the XRP Ledger's enterprise and RWA applications.

XRP Price Prediction

Technical Analysis: XRP at Critical Juncture

XRP is currently trading at $1.2494, significantly below its 20-day moving average of $1.7971, indicating a bearish short-term trend. The MACD (0.2160) remains above its signal line (0.1616) with a positive histogram (0.0544), suggesting some underlying momentum remains, but the price's position below the middle Bollinger Band ($1.7971) and NEAR the lower band ($1.3995) signals it is in an oversold territory and testing a key support zone., 'The convergence of price near the lower Bollinger Band while the MACD shows tentative bullish divergence creates a classic tension point. A sustained hold above $1.25 could trigger a relief rally toward the middle band near $1.80, while a break below $1.40 may accelerate selling.'

Market Sentiment: A Battle Between Fear and Fundamental Progress

The news flow presents a stark dichotomy between negative price action headlines and positive fundamental developments. Headlines highlight 'key support tests,' 'sell-offs,' and a 'prolonged downtrend,' which collectively paint a picture of prevailing fear and uncertainty among traders. This aligns with the technical picture of price compression and testing of lower bounds. However, this is counterbalanced by significant news like Ripple targeting the $24 billion Real-World Asset (RWA) market through the XRP Ledger., 'The market is currently dominated by short-term technical fears, overshadowing the long-term fundamental upgrade. The activation of permissioned domains for RWAs is a substantial use-case expansion that isn't being priced in during this risk-off sentiment across crypto.' The sentiment is thus conflicted, with technicals suggesting caution, while foundational developments hint at latent long-term value.

Factors Influencing XRP’s Price

XRP Stabilizes Near Key Support as Traders Eye Potential Rally to $1.70-$1.90

XRP's price hovers near the $1.30 support level amid a broader crypto market downturn, marking a 14% decline over the past 24 hours. The asset's repeated interaction with a rising trendline—a historical demand zone since late 2024—suggests a critical juncture for its next directional move.

Technical analysis reveals a rejection at descending resistance, with XRP/USD briefly dipping below $1.50 before buyers swiftly reclaimed the level. The muted follow-through selling volume hints at weakening bearish momentum, setting the stage for a potential reversal after further consolidation.

XRP Tests Key Support as Triangle Pattern Signals Potential Volatility

XRP approaches a critical juncture with technical indicators suggesting an imminent breakout. The cryptocurrency currently trades at $1.53, reflecting a 4.1% decline over the past 24 hours.

Technical charts reveal concerning signals—XRP now trades below both the 50- and 200-day moving averages, having breached the previous support zone of $1.80-1.82. Increased trading volume accompanies this downward movement, indicating sustained selling pressure rather than healthy consolidation.

A descending triangle formation spotted by analysts typically precedes significant price movements. Should this pattern confirm, traders anticipate heightened volatility. The $1.49-1.50 support level now serves as the next critical threshold, while resistance remains firm at $2.03.

XRP Breaks Key Support Amid Broad Crypto Sell-Off

XRP slumped below the $1.60 support level, shedding over 10% in 24 hours to trade near $1.42—its lowest since November 2024. The token now ranks among the worst-performing large-cap cryptocurrencies as selling pressure accelerates across digital asset markets.

Technical indicators suggest sustained downside risk, with XRP posting consecutive monthly declines since October 2025. A fleeting rally toward $2.00 earlier this year proved short-lived, underscoring persistent bearish momentum.

Market observers attribute the breakdown to fragile risk sentiment, liquidation cascades, and mixed signals from Ripple-related ecosystem developments. Meanwhile, investors are rotating into early-stage tokens like Bitcoin Hyper as they seek alternatives to XRP's volatility.

Ripple's XRP Ledger Activates Permissioned Domains to Target $24B RWA Market

The XRP Ledger has taken a decisive step toward institutional adoption with a 91% validator approval of Permissioned Domains. This upgrade introduces on-ledger access control while maintaining the network's public blockchain status—a hybrid approach designed to attract regulated financial activity.

Permissioned Domains function as ledger objects that restrict participation to credentialed wallets. The architecture avoids private chain fragmentation by enforcing compliance at the protocol level, eliminating the need for off-chain allowlists. This positions XRPL as a contender in the real-world asset tokenization sector, which is transitioning from experimental phases to production-grade infrastructure.

XRP Faces Critical Test as On-Chain Metrics Signal Prolonged Downtrend

XRP teeters at a pivotal level as blockchain analytics platform Alphractal warns of worsening technicals. The token’s 10% drop reflects broader crypto market weakness, with its realized cap impulse and NUPL metrics flashing caution.

Realized capital outflows and MVRV Z-Score positioning suggest bearish momentum may accelerate unless buying support emerges. Market participants now watch whether $1.42 becomes consolidation support or breakdown pivot.

XRP Enters Critical 'Washout Zone' Amid Market Uncertainty

XRP has captured market attention as it enters what analyst XForceGlobal describes as a 'washout zone'—a volatile correction phase that historically precedes major trend reversals. The token's current decline aligns with Elliott Wave Theory's Wave C pattern, typically characterized by panic selling before substantial rallies.

Technical projections suggest a potential long-term surge to $20-$30 if historical patterns hold. Market sentiment remains divided, with some analysts pointing to a bearish pennant formation that could drive prices toward $1.22 before any recovery. 'This zone exists to purge market excesses and shake out weak holders,' notes XForceGlobal, emphasizing the cyclical nature of such corrections.

XRP Price Predictions: 2026, 2030, 2035, 2040 Forecasts

Based on the current technical setup, market sentiment, and long-term fundamental trajectory, here is a forward-looking analysis for XRP. These are speculative scenarios, not financial advice, and assume varying degrees of adoption, regulatory clarity, and overall crypto market growth.